In anticipation of all the emails you’re going to get tomorrow about how to spend your tax refund, I’m reblogging a post from last year with a challenge: set aside just a few bucks from your refund to buy one personal finance book. The one I recommended last year is just $8 right now.
Alright, so I’m starting to see posts and emails come through from retailers innocuously suggesting how to
blowspend your tax refund.
Now I wanted to write up a post about how you should take that money, open a Roth IRA, and invest it in a low-ER index fund, but let’s be honest: your mom has been bugging you about this for a while, and you haven’t done it yet, so there’s no way you’re gonna listen to me, either.
Besides, halfway through my last sentence you started thinking about Mark McNairy’s sand suede Dainite contrast sole double monks, and you’ve almost convinced yourself that they’re a refreshingly modern taken on classic menswear that are pretty much an essential wardrobe investment, and hey, you’ve got this refund check lying around so …
Allow me this one indulgence then: set aside just $12 to buy and read one personal finance book. Just one.
My personal recommendation: Ramit Sethi’s New York Times bestseller, I Will Teach You To Be Rich.
Don’t let the scammy name throw you off: it’s an excellent book, targeted toward the This Fits demographic: 20-something recent college grads.
For a taste of Ramit’s style, check out the video I’ve embedded in this post. His tone is abrasive, funny, and potentially offensive, but here’s the thing: it actually works.
Last week, I used some of his techniques to negotiate $140 in discounts for phone and Internet. In the past few months, I’ve also used his tactics to:
- cut my car insurance bill in half
- negotiate my salary, and
- ace job interviews
Much of this advice is available for free on his site, but his book goes into more detail, while organizing and compiling everything into a more convenient form.
So go ahead and pick up those McNairy double monks. Just consider spending a fraction of that on a real investment piece.
Waffles with buttermilk caramel syrup
http://thepioneerwoman.com/cooking/2014/02/waffles/ (too much baking soda?)
http://www.ourbestbites.com/2009/06/buttermilk-caramel-syrup/ (next time I’ll turn the heat off a minute earlier, too dense!)
Carrot cupcakes with white chocolate cream cheese icing
While I wait for the new oven, I got around to try the mini cupcake electric maker I got from Santa. In other news, I ate like 30 mini cupcakes.
I’ve never given the wood stove a try for pizza. Looks creepy on the inside but the bottom crust came out well cooked.
Planning easter sunday lunch.
(is your belly reeeeeeeeeady to rrrrrrrrrrrumbleeeeeeeeeeee?)